Delaware
Insurance for Delaware residents
Binsurance is a Delaware-licensed Allstate agency serving residents across New Castle, Kent, and Sussex counties — including Wilmington, Newark, Dover, and the coastal Sussex County market.
Frequently asked questions
What are Delaware's minimum auto insurance requirements? +
DE requires 25/50 BI liability, 10K PD, plus PIP of 15K per person / 30K per accident. Uninsured motorist is required at 25/50 unless rejected in writing.
Is Delaware a no-fault state? +
DE has a hybrid system — mandatory PIP covers your initial medical and lost wages regardless of fault, but you retain the right to sue at-fault drivers for damages above PIP. Not pure no-fault like Michigan.
Does DE require SR-22 filings? +
Yes, DE requires SR-22 after specific violations (DUI, driving without insurance, repeat offenses). We file on your behalf with the Delaware DMV.
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